We had a credit card through Bank of America that we used to purchase some non-essentials. And it had reward points, so we started using it to purchase some essentials and then paying it off so we could rack up the points.
I didn't know what the points were for and Joe said it was stupid stuff, but after getting a letter from B of A that they were going to raise our APR, we decided to stop using the card and close the account so we could keep our old APR. And I wanted to use the points before they said we wouldn't be able to anymore.
So we found the website and decided that a gift card was the best route to go. Yeah, we could've had them send us cash, but we got more credit versus cash, so why not? We picked out a gift card to Amazon.com. I LOVE Amazon.com. Joe's a fan too. We each get $50 to spend, and I'm just trying to figure out what I should buy with mine.